/* Independent local prototype: the accepted homepage styles remain unchanged. */
.header nav{gap:24px}.content-explore .nav-panel{width:355px;left:auto;right:-60px}.nav-panel small{display:block;font-size:12px;line-height:1.5;color:#59685c;margin-bottom:5px}.content-explore>summary{font-size:15px;gap:14px}.home-content-paths{display:flex;flex-wrap:wrap;gap:10px 28px;margin-top:26px}.home-content-paths>a{display:inline-flex;align-items:center;gap:24px;border-bottom:1px solid #c5d0c37a;padding:10px 0;font-size:17px}.home-content-paths>a:hover{color:#ffd2bb}.local-badge{position:fixed;z-index:45;bottom:12px;left:12px;border:1px solid #768578;background:#202723f5;color:#eee;font-size:11px;line-height:1.3;padding:7px 10px;max-width:calc(100vw - 125px);pointer-events:none}.editorial{background:var(--paper);color:var(--ink);font-size:18px}.editorial .header{background:#202723;color:var(--paper)}.editorial .nav-panel a{font-size:16px}.editorial .header nav{font-size:16px}.editorial .nav-services>summary{font-size:16px;gap:14px}.editorial .brand-words{font-size:20px}.editorial .brokerage-name{font-size:7px}.editorial main{padding-top:100px}.ed-skip{position:fixed;left:20px;top:-90px;padding:15px;background:var(--red);color:var(--ink);z-index:100}.ed-skip:focus{top:10px}.ed-wrap{width:min(1240px,86%);margin-left:auto;margin-right:auto}.ed-eyebrow{font-size:13px;line-height:1.5;letter-spacing:.1em;font-weight:600;text-transform:uppercase}.ed-intro{padding-top:70px;padding-bottom:52px}.ed-intro>.ed-eyebrow{padding-bottom:26px;border-bottom:1px solid #bbc1b7;margin-bottom:35px}.ed-intro>div{display:grid;grid-template-columns:1.05fr 1fr;gap:9%;align-items:end}.ed-intro h1{font-size:clamp(56px,6.3vw,94px);line-height:.98;letter-spacing:-.025em}.ed-lede{font-size:20px;line-height:1.8;color:#4b5b50;max-width:700px}.feature-link{display:grid;grid-template-columns:1.13fr 1fr;background:#203c34;color:#f4f0e6;overflow:hidden;min-height:430px}.feature-copy{padding:42px 45px}.feature-copy .ed-eyebrow{color:#f6b59c}.feature-copy h2{font-family:var(--font);font-size:34px;line-height:1.3;letter-spacing:-.035em;text-transform:none;margin:26px 0 18px;max-width:490px}.feature-copy>p:not(.ed-eyebrow){font-size:17px;line-height:1.85;color:#d1dcd4;max-width:520px}.ed-text-link{display:inline-flex;align-items:center;justify-content:space-between;gap:24px;padding-bottom:7px;border-bottom:1px solid currentColor;font-size:17px;line-height:1.5}.feature-copy .ed-text-link{margin-top:30px}.ed-text-link>span{font-size:24px;transition:transform .2s}.feature-link:hover .ed-text-link>span,.ed-text-link:hover>span{transform:translate(3px,-3px)}.cost-visual{background:#dfe1d6;color:var(--ink);padding:40px 38px;display:flex;flex-direction:column;justify-content:center;border-left:1px solid #34463c}.cost-visual>p:first-child{font-size:12px;letter-spacing:.09em;line-height:1.5}.cost-visual>p:last-child{font-size:14px;color:#52604f;margin-top:23px}.cost-visual ol{padding:0;margin:24px 0 0;list-style:none;counter-reset:none}.cost-visual li{display:flex;align-items:center;gap:25px;padding:20px 14px;border-top:1px solid #9ba795;transition:transform .25s}.cost-visual li:last-child{border-bottom:1px solid #9ba795}.cost-visual li>span{color:#72523f;font-family:Barlow,sans-serif;font-size:28px}.cost-visual strong{font-size:20px;line-height:1.45;font-weight:500}.feature-link:hover .cost-visual li:nth-child(2){transform:translateX(5px)}.ed-library{padding-top:66px;padding-bottom:50px}.library-top{display:flex;align-items:center;justify-content:space-between;gap:25px;flex-wrap:wrap;margin-bottom:28px}.library-top h2{font-family:var(--font);font-size:26px;letter-spacing:-.02em;line-height:1.5;text-transform:none}.topic-filters{display:flex;gap:8px;flex-wrap:wrap}.topic-filters button{background:transparent;border:1px solid #a9b4a5;padding:10px 16px;min-height:44px;border-radius:0;font-size:16px}.topic-filters button[aria-pressed=true]{background:var(--ink);color:var(--paper);border-color:var(--ink)}.topic-filters button:hover{border-color:#202723}.guide-grid{display:grid;grid-template-columns:1fr 1fr;gap:0 48px}.guide-card{position:relative;border-top:1px solid #a9b4a5;padding:28px 36px 28px 0;min-height:190px;transition:background .2s}.guide-card[hidden]{display:none}.guide-card .ed-eyebrow{color:#6b3b2b;font-size:12px;letter-spacing:.08em}.guide-card h3{font-size:22px;line-height:1.55;font-weight:500;margin:10px 0 8px;letter-spacing:-.025em}.guide-card>p:not(.ed-eyebrow){font-size:17px;color:#52604f;line-height:1.8}.guide-card .card-arrow{position:absolute;right:2px;top:69px;font-size:26px;transition:transform .2s}.guide-card:hover .card-arrow{transform:translate(3px,-3px)}.guide-card:hover h3{text-decoration:underline;text-underline-offset:6px}.ed-contact-strip{display:flex;align-items:center;justify-content:space-between;gap:50px;padding:35px 0 68px;border-top:1px solid #a9b4a5}.ed-contact-strip h2{font-size:43px;line-height:1.2;margin-bottom:12px}.ed-contact-strip p{font-size:18px;max-width:670px;color:#52604f}.ed-button{display:inline-flex;align-items:center;justify-content:space-between;gap:24px;background:var(--red);color:#16251e;padding:18px 23px;min-height:60px;font-size:18px;line-height:1.5;flex-shrink:0}.ed-button:hover{background:#f38366}.ed-button>span{font-size:26px}.ed-footer{background:#202723;color:#d9e0d6;padding:52px 7% 55px}.ed-footer-brand{font-family:Barlow,Impact,sans-serif;letter-spacing:-.02em;font-size:30px;line-height:1.2;display:inline-flex;gap:20px;margin-bottom:16px}.ed-footer>p{font-size:17px}.ed-footer>div{display:flex;justify-content:space-between;flex-wrap:wrap;align-items:center;gap:28px;border-top:1px solid #62735d;padding-top:24px;margin-top:30px;font-size:14px;line-height:1.7}.ed-footer a:hover{text-decoration:underline}.ed-back{font-size:15px;display:inline-flex;align-items:center;min-height:44px;margin:32px 0 16px;color:#52604f}.article-head{padding-bottom:45px;border-bottom:1px solid #bbc1b7}.article-head h1{font-size:clamp(75px,9vw,130px);line-height:.98;margin:25px 0 18px;letter-spacing:-.035em}.article-subtitle{font-size:26px;line-height:1.5;margin-bottom:15px}.article-head .ed-lede{max-width:780px}.article-byline{display:flex;gap:20px;flex-wrap:wrap;font-size:14px;color:#52604f;margin-top:26px}.article-byline a{color:#202723;border-bottom:1px solid #8b9d87}.article-layout{display:grid;grid-template-columns:.78fr 2fr;gap:9%;padding:48px 0 65px}.article-nav{align-self:start;position:sticky;top:130px}.article-nav>p{font-weight:600;font-size:17px;margin-bottom:15px}.article-nav nav{display:flex;flex-direction:column}.article-nav a{font-size:15px;line-height:1.6;border-top:1px solid #bbc1b7;padding:15px 0;display:flex;gap:16px}.article-nav a>span{color:#906042}.article-nav a:last-child{color:#a13e29}.article-nav a:hover{text-decoration:underline;text-underline-offset:4px}.article-answer{font-size:21px;line-height:1.9;padding-bottom:33px;border-bottom:2px solid #202723}.article-part{padding:35px 0;border-bottom:1px solid #bbc1b7;scroll-margin-top:120px}.article-part h2,.article-sources h2{font-family:var(--font);text-transform:none;letter-spacing:-.025em;font-size:28px;line-height:1.5;margin:12px 0 18px}.article-part>p:not(.ed-eyebrow){font-size:19px;line-height:1.95;color:#46584b}.article-part .ed-eyebrow{color:#85543e}.article-part>p.question-callout{border-left:3px solid #c45237;padding:9px 0 9px 20px;margin-top:24px;font-size:17px;color:#202723}.article-sources{padding-top:27px}.article-sources h2{font-size:20px;margin-top:0}.article-sources p,.article-sources li{font-size:16px;line-height:1.8;color:#52604f}.article-sources ul{padding-left:20px;margin-bottom:0}.article-sources a{text-decoration:underline;text-underline-offset:4px}.question-section{background:#dfe3d7;padding:64px 0 68px;scroll-margin-top:100px}.question-layout{display:grid;grid-template-columns:1fr 1fr;gap:10%}.question-layout h2{font-size:52px;line-height:1.05;margin:22px 0}.question-layout>div>p:not(.ed-eyebrow){font-size:18px;line-height:1.85;color:#46584b;max-width:450px}.question-layout .ed-text-link{font-size:16px;margin-top:29px;max-width:100%}.question-tool fieldset{padding:0;border:0;margin:0}.question-tool legend{font-size:16px;margin:0 0 12px}.question-tool label{display:flex;align-items:center;gap:16px;border-top:1px solid #9faa97;padding:17px 0;font-size:18px;line-height:1.5;cursor:pointer}.question-tool label:last-child{border-bottom:1px solid #9faa97}.question-tool input{width:21px;height:21px;accent-color:#203c34;flex-shrink:0}.question-tool .selection-status{font-size:14px;color:#52604f;min-height:27px;margin:15px 0}.question-tool .ed-button{width:100%;font-size:17px}.question-tool .question-note{font-size:15px;line-height:1.8;margin-top:16px;color:#52604f}.prefill-note{font-size:15px;line-height:1.8;border-left:3px solid #a24630;padding:8px 12px;margin-bottom:22px;color:#334d3a}.editorial .sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}html[lang=zh-Hans] .ed-intro h1{font-size:clamp(40px,4.3vw,62px);line-height:1.35;letter-spacing:-.055em}html[lang=zh-Hans] .article-head h1{font-size:clamp(48px,6vw,78px);line-height:1.3}html[lang=zh-Hans] .question-layout h2{font-size:36px;line-height:1.45}html[lang=zh-Hans] .ed-contact-strip h2{font-size:30px;line-height:1.5}html[lang=zh-Hans] .feature-copy h2{font-size:31px;line-height:1.5}
@media(max-width:1100px){.header .nav-advisor{display:none}.header nav{gap:22px}.ed-intro>div{gap:5%}.ed-intro .ed-lede{font-size:18px}.feature-copy{padding:32px}.feature-copy h2{font-size:30px}.cost-visual{padding:32px 25px}.cost-visual strong{font-size:18px}.ed-contact-strip{gap:30px}.article-layout{grid-template-columns:220px 1fr;gap:7%}.question-layout{gap:7%}}
@media(max-width:760px){.header{padding:16px 5%;gap:12px}.header nav{gap:15px}.header .nav-services>summary,.content-explore>summary{font-size:13px;gap:6px}.header .nav-services>summary>span{font-size:16px}.header .header-contact{display:none}.header .nav-panel,.content-explore .nav-panel{position:fixed;top:81px;left:0;right:0;width:100%;padding:14px 6%}.header .nav-panel a{font-size:16px}.header .brand-words{font-size:14px}.header .brokerage-name{font-size:5px}.header .language{font-size:13px}.home-content-paths{gap:10px 25px;margin:0 0 30px}.home-content-paths>a{font-size:16px;gap:16px}.local-badge{font-size:10px;bottom:8px;left:8px;padding:6px 8px}.editorial main{padding-top:82px}.ed-wrap{width:88%}.ed-intro{padding:36px 0 30px}.ed-intro>.ed-eyebrow{padding-bottom:18px;margin-bottom:24px;font-size:11px}.ed-intro>div{display:block}.ed-intro h1{font-size:65px}.ed-intro .ed-lede{font-size:17px;margin-top:20px}.feature-link{grid-template-columns:1fr;min-height:0}.feature-copy{padding:28px 25px}.feature-copy h2{font-size:28px;margin:20px 0 16px}.feature-copy>p:not(.ed-eyebrow){font-size:17px}.feature-copy .ed-text-link{margin-top:23px}.cost-visual{padding:26px 25px;border-left:0;border-top:1px solid #768778}.cost-visual ol{margin-top:15px}.cost-visual li{padding:12px 0;gap:20px}.cost-visual li>span{font-size:25px}.cost-visual strong{font-size:18px}.cost-visual>p:last-child{margin-top:16px}.ed-library{padding:40px 0 30px}.library-top{gap:20px}.library-top h2{font-size:24px}.topic-filters{gap:7px}.topic-filters button{font-size:15px;padding:9px 12px}.guide-grid{grid-template-columns:1fr}.guide-card{min-height:0;padding:25px 32px 25px 0}.guide-card h3{font-size:22px}.guide-card .card-arrow{top:62px}.guide-card>p:not(.ed-eyebrow){font-size:17px}.ed-contact-strip{display:block;padding:29px 0 42px}.ed-contact-strip h2{font-size:38px}.ed-contact-strip p{font-size:17px}.ed-contact-strip .ed-button{margin-top:25px;width:100%;font-size:17px}.ed-footer{padding:35px 6% 58px}.ed-footer>div{display:flex;flex-direction:column;align-items:flex-start;font-size:14px;gap:20px}.ed-back{margin:20px 0 15px;font-size:14px}.article-head{padding-bottom:30px}.article-head h1{font-size:82px;margin:20px 0 16px}.article-head .ed-eyebrow{font-size:11px}.article-subtitle{font-size:23px}.article-head .ed-lede{font-size:18px}.article-byline{font-size:13px;gap:7px 15px;margin-top:22px}.article-layout{display:block;padding:24px 0 40px}.article-nav{position:static;margin-bottom:30px}.article-nav nav{display:grid;grid-template-columns:1fr}.article-nav a{font-size:15px;padding:12px 0}.article-answer{font-size:20px;padding-bottom:25px}.article-part{padding:28px 0;scroll-margin-top:98px}.article-part h2{font-size:25px;margin-top:12px}.article-part>p:not(.ed-eyebrow){font-size:18px;line-height:1.95}.article-part>p.question-callout{font-size:17px;padding-left:16px}.article-sources p,.article-sources li{font-size:16px}.question-section{padding:38px 0 45px}.question-layout{display:block}.question-layout h2{font-size:44px}.question-layout .ed-text-link{margin-top:22px;font-size:16px}.question-tool{margin-top:34px}.question-tool label{font-size:18px}.question-tool .ed-button{font-size:17px}html[lang=zh-Hans] .ed-intro h1{font-size:39px}html[lang=zh-Hans] .feature-copy h2{font-size:27px}html[lang=zh-Hans] .article-head h1{font-size:46px}html[lang=zh-Hans] .question-layout h2{font-size:31px}html[lang=zh-Hans] .ed-contact-strip h2{font-size:27px}}
@media(max-width:370px){.header nav{gap:10px}.header .nav-services>summary,.header .language{font-size:12px}.header .brand-words{font-size:12px}.header .brand{gap:6px}.header .brand-symbol{margin-left:0;margin-right:2px}.header .brokerage-name{font-size:4px}.topic-filters button{padding:8px 10px}}
@media(prefers-reduced-motion:reduce){.editorial *,.home-content-paths *{transition:none!important;scroll-behavior:auto!important}}
@media print{.editorial .header,.local-badge,.article-nav,.question-section,.ed-footer,.ed-back{display:none}.editorial main{padding:0}.ed-wrap{width:100%}.article-layout{display:block}.article-head h1{font-size:40px!important}.article-part{break-inside:avoid}}
.ed-mobile-contact{display:none}@media(max-width:760px){.ed-mobile-contact{position:fixed;z-index:42;right:10px;bottom:10px;display:flex;align-items:center;gap:18px;padding:11px 15px;background:#ec674b;color:#16251e;font-size:16px;box-shadow:0 2px 14px #203c3420}.editorial .local-badge{max-width:calc(100vw - 185px)}.ed-footer{padding-bottom:90px}}@media print{.ed-mobile-contact{display:none}}
.header .nav-services>summary{white-space:nowrap}@media(max-width:370px){.header .nav-services>summary>span{display:none}.header nav{gap:9px}html[lang=zh-Hans] .article-head h1{font-size:39px}}